Carefull | Financial Safety

Financial safety, for you and a loved one.

Protect your money, credit, and identity from fraud, thieves, and everyday money mistakes.

The world has changed. Money moves quickly. Scams are getting smarter. Small issues become family problems.

$-22.8 billion lost to fraud in 2025.

Up 27% from last year.1

$0.0 billion lost by adults 60 and up in 2025.

Up 37% from last year.2

$0 average loss to fraud.2

0% of losses by older adults were committed by someone they know.3

AI-powered scams. Impersonation calls. Romance schemes. Suspicious recurring withdrawals. Elder fraud and exploitation of older adults. The threats coming at your money are more sophisticated than ever, often from places you’d never suspect.

Carefull protects your money world

Carefull adds an advanced layer of protection to what your bank provides, watching for the small signals of scams or mistakes that are easy to miss.

Your Social Security number, addresses, passwords, and account details sit across thousands of databases. Any one of which can become the entry point for fraud.

Catch what others miss

Duplicate charges that auto-renew for years. Suspicious fees and scam withdrawals. Strange donations. Quiet accounts that come to life. Forgetfulness by a loved one.

Works with all of your accounts

Carefull protects checking, savings, credit card, and investment accounts at over 12,000 institutions.

Personalized to the way you live

Carefull finds the latest scams, but also knows what “normal” spending looks like for you. So we can spot when something looks strange.

Carefull ScamCheck

Unsure about a message? Instantly identify whether that text, email, or letter is a scam.

This is the IRS.

Our records indicate you owe $5,000.

To avoid legal action and possible jail time, please remit payment immediately at this link.

High risk

Very Likely Scam

Carefull protects your world

$1M identity theft insurance

You’re covered for up to $1 million in identity theft expenses, with hands-on resolution support if the worst happens.

24/7 dark web monitoring

We scan for your personal info on the dark web and alert you the moment it shows up.

Credit monitoring

Real-time alerts on new inquiries, accounts, and changes to your credit file.

Home title monitoring

We watch your property records and flag attempts to alter or transfer your home title.

LegacyKit

Automatically collect financial account information and seamlessly organize crucial documents, contacts, and instructions for family members.

Your membership covers two

Use Carefull just to protect yourself, or add a spouse, partner, or parent who needs extra support. However your family works, Carefull works for you.

US-based support with real humans

Our US-based care team helps you make sense of an alert and sort through what to do next, 7 days a week. No phone trees, no scripts, no overseas call centers.

Oversight without overreach

Carefull makes it easy to share secure, view-only access of alerts and notices with Trusted Contacts, giving you a second set of eyes without giving up control.

Seriously Secure

Carefull can never access funds or move money. Carefull is trusted by major financial institutions and built with the highest standards of security, privacy, and data protection.

Three steps. Then we get to work.

  1. Simple set up. Securely add an unlimited number of bank accounts, credit cards, and investment accounts.

  2. We watch. We continuously watch for threats to your identity, credit, and money.

  3. You sit back & relax. Carefull alerts you if we spot anything suspicious, so you can stay informed and at ease.

30-day risk-free trial

Many institutions provide Carefull as a benefit. Ask your bank, credit union, or advisor about Carefull today.

Maximize safety, minimize risk.

Carefull identifies unusual behavior, risky transactions, and scam activity before money is lost.